Ray Gonzales - State Farm Insurance Agent
Address: 1701 Solar Dr Ste 251, Oxnard, CA 93030, United States
Phone: +1 805-240-3100
Services: From the business: Identifies as Latino-owned,
Service options: Online appointments, On-site services, Language assistance,
Accessibility: Wheelchair-accessible car park, Wheelchair-accessible entrance, Wheelchair-accessible seating, Wheelchair-accessible toilet,
Crowd: LGBTQ+ friendly, Transgender safe space,
Phone: +1 805-240-3100
Services: From the business: Identifies as Latino-owned,
Service options: Online appointments, On-site services, Language assistance,
Accessibility: Wheelchair-accessible car park, Wheelchair-accessible entrance, Wheelchair-accessible seating, Wheelchair-accessible toilet,
Crowd: LGBTQ+ friendly, Transgender safe space,
Category: Insurance agency, Auto insurance agency, Life insurance agency, Motorcycle insurance agency
Rating: 5
Site: http://sfteam1.com/?cmpid=d91x_blm_0001
Worktime:
Rating: 5
Site: http://sfteam1.com/?cmpid=d91x_blm_0001
Worktime:
Day | Time |
---|---|
Monday | 8:30 AM–5 PM |
Tuesday | 8:30 AM–5 PM |
Wednesday | 8:30 AM–5 PM |
Thursday | 8:30 AM–5 PM |
Friday | 8:30 AM–5 PM |
Saturday | Closed |
Sunday | Closed |
Name: C**** C****
Date: 2024-07-02 00:39:38
Rating: 5
Comment: Thank you, Ray for the phenomenal Customer Service given in the day of my visit. Same thing via phone, phenomenal service👍🏻👍🏻
Name: D*** H****
Date: 2024-06-27 21:51:44
Rating: 5
Comment: Easy-going but professional. Helpful and down to earth
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Name: G******* R********
Date: 2024-06-23 20:30:37
Rating: 5
Comment: Ray is top notch. He takes the extra mile to help.
Name: J***** S******
Date: 2024-06-22 16:50:02
Rating: 5
Comment: Ray is Top Notch! He is super responsive to all my inquiries. You can depend on him!
Name: T G
Date: 2024-06-08 22:33:37
Rating: 5
Comment: State Farm Agent Ray Gonzales and his team do a great job. I have been with State Farm a long time and when my previous agent retired, Ray took the time to talk, review my insurance, and suggest appropriate coverage.We touch base periodically, he answers my questions, and gives suggestions to keep my coverage up to date at optimal cost.Ray and team have earned and kept my trust and business.
Name: D**** K***
Date: 2024-06-02 12:33:05
Rating: 5
Comment: I noticed that my Homeowners insurance bill had increased considerably so I called Ray to find out if there was anything he could do to help me lower the payment. He spent the next hour going over everything on my bill and he was able to reduce it by $600. Ray really cares about his clients and was willing to take the time on his Saturday morning to help me out. I really appreciated his time and effort! He also was able to lower my auto insurance on the same call.
Name: J T
Date: 2024-06-01 23:22:47
Rating: 5
Comment: Beyond 5 Stars! Ray’s service is truly exceptional! I was in a bind on a Saturday with some urgent questions and couldn’t reach my agent for over half a day. One text to Ray, and he returned my call immediately. Like a good neighbor, he connected me to the department I needed and stayed on the phone until all my questions were answered. Hands down the best service ever!
Name: R** N*****
Date: 2024-05-21 21:34:18
Rating: 5
Comment: Home owner insurance policy review was very detail and learnt a lot. Ray is very friendly and thorough in reviewing. His team is also very good. Spend quality time in listening and resolve issues.
Name: B***** R***
Date: 2024-05-21 13:42:14
Rating: 5
Comment: Ive had several State Farm agents that have made me not like State Farm. Ray Gonzales was recommended by my neighbor (because my State Farm agent at the time was not respinsive), and Im happy I made the change. He and his team are very responsive, helpful, and knowledgeable. I highly recommend Ray and his team.
Name: K*** Z********
Date: 2024-05-17 23:49:38
Rating: 5
Comment: Ray is truly the best. He makes sure you have adequate coverage and the best premiums possible. We have been utilizing Ray for all our insurance needs for many years.
Name: A*** C****
Date: 2024-05-08 23:51:20
Rating: 5
Comment: Wow! I honestly cant say enough about Ray Gonzales and his whole team. We went to his office for a different purpose than insurance and the team he has assembled is top notch! Personable, friendly, energetic, care about the customer deeply and just straight up amazing people. If you want to literally feel like you are working with the most reliable trustworthy people call Ray. You wont regret it!
Name: Y***** T***
Date: 2024-05-08 22:28:38
Rating: 5
Comment: Ray is a GREAT neighbor ~ he truly cares about his clients; spending ample time reviewing policies ensuring that they are up to date and appropriate for one’s needs and circumstances. His office is well run and staffed with well trained and knowledgeable professionals. I have referred friends to him and all have been pleased and received similar consistent support.
Name: T*** B******* D*
Date: 2024-04-25 18:11:02
Rating: 5
Comment: Update 4/25/2024:Auto insurance rates are going up across-the-board all over California. Ray Gonzales, went the extra mile to get me every available discount, and based on the mileage I’m driving he lowered my insurance by nearly $200! Thanks Ray!Whenever I need something, someone at Ray Gonzalez’s office is on it, immediately. Great service. State Farm is there!I just met with Ray again yesterday. His generosity, knowledge and experience with all manner of helpful topics never ceases to impress. He continues to offer the best service anywhere.
Name: R****** G*********
Date: 2024-04-24 19:45:02
Rating: 5
Comment: Ray Gonzales: I could shower with all kinds of qualities. Attentive, responsive, reliable but for me the most important aspect is that Ray is an expert, adept and skilled in the insurance industry.
Name: K**** M*****
Date: 2024-04-23 19:32:07
Rating: 5
Comment: I contacted Ray Gonzales at State Farm to update some information on my policy. He has been our insurance agent for many years. He and his team immediately got the job done and kept me informed throughout the entire process. It gives me great peace of mind having such a knowledgeable and articulate agent as Ray handling my insurance needs.
Name: D**** S***** I*
Date: 2024-04-20 17:33:34
Rating: 5
Comment: Ray Gonzales was very kind and articulated himself very well while explaining what was in my package, or coverage, for auto insurance. This was my first time applying for insurance in my name and he made sure to explain everything in a way I understood. He knows what he’s talking about, he’s very intuitive, and seems to really enjoy helping people out. I’m so thankful to have Ray as my State Farm agent.
Name: M******* S**********
Date: 2024-04-18 00:54:36
Rating: 5
Comment: Ray promptly responded to my request for information. He was very informative and friendly. He provided me with thorough information allowing me confidence to proceed.
Name: N***** G*******
Date: 2024-04-14 01:30:13
Rating: 5
Comment: Ray is one of the best insurance agents, Always helps us out no matter the hour even while on Vacation he always manages to get our needs met, 10/10 will recommend
Name: M****** S****
Date: 2024-04-05 17:37:41
Rating: 5
Comment: Residing in Ventura County, I am surrounded by numerous agents, including State Farm agents. Allow me to assert with absolute confidence that Ray stands out among them, truly exemplifying excellence. He is not just another agent; he is a rare gem amidst commonplace stones. Ray possesses unparalleled expertise in insurance coverage and benefits, consistently delivering top-notch service to his clients. His genuine care for customers is palpable, as he treats them with the utmost dignity, respect, and warmth, akin to family and friends. Unlike many others, Ray and his staff remain steadfastly available to offer assistance whenever needed, not just during the initial sale of policies but also throughout the journey.Without a doubt, Ray provides the best service, while also optimizing coverage and saving clients significant amounts of money. Furthermore, his team mirrors his professionalism, displaying courtesy and responsiveness at every turn. It is truly regrettable that I cannot award Ray and his office ten stars, as they undoubtedly deserve it. **********They stand head and shoulders above all other insurance agencies, embodying authenticity and integrity without any pretense or exaggeration. Ray and his team are the epitome of authenticity, offering genuine service without any falsehoods or deceit.If you seek a superior deal coupled with exceptional coverage and service, your search ends here. Get a quote today, regardless of your location in California, and experience firsthand the unparalleled service and coverage that Ray and his team promise to deliver. You will not be disappointed!
Name: L***** W*****
Date: 2024-04-04 20:52:34
Rating: 5
Comment: Ray is always ready to help get me get the help I need as quickly as possible, wonderful service!
Name: P** S******
Date: 2024-03-27 14:27:36
Rating: 5
Comment: What a fun group of people (employees) you have there at “Nationwide”!😂. Thank you for saving me money…car, homeowners and earthquake insurances! Very thoroughly explained in “language “ that I can understand!
Name: C******* M*******
Date: 2024-03-22 16:40:09
Rating: 5
Comment: Linda was very helpful and answered all my questions concerning my insurance I believe she had my interest at heart and found the best coverage for me. The staff is always super helpful and friendly. 10/10 would recommend!
Name: G**** W*****
Date: 2024-03-14 02:51:40
Rating: 5
Comment: If there is someone that is world class it is Ray!In a world of mediocrity Ray doesn’t have to do much to stand out. But despite the low bar of the industry he competes with all business in customer service and still stands NUMBER 1!!Is there really a choice outside of Ray??
Name: B***** G* Z*******
Date: 2024-03-13 02:48:06
Rating: 5
Comment: Ray Gonzales is one of the most caring Insurance Agent by far. He takes his time looking over everything and finding you the best rate. Ray will take care of you.
Name: H****** G*****
Date: 2024-03-12 18:56:05
Rating: 5
Comment: Highly recommend Ray Gonzalez. Ray is responsive, knowledgeable, compassionate and is able to work magic on all your insurance needs. He truly is your good neighbor!
Name: K***** A*****
Date: 2024-03-12 03:49:33
Rating: 5
Comment: I am so thankful for State Farm Insurance Agent, Ray Gonzalez. He is very dedicated and passionate in helping all his customers and their families achieve peace of mind by recommending the best quality insurance products. He also treats all his clients like family, always doing periodic check ins and even mailing a birthday cards. Ray has your best interest always, strongly recommend him to my friends, family and acquaintances 👍😊.
Name: D**** P******
Date: 2024-03-11 18:36:46
Rating: 5
Comment: I never knew an insurance agent could make such a difference in my life until I switched to State Farm with Ray Gonzales. He is always there when I need him and picks up his phone day, night, weekends, and holidays. I get messages when he finds new ways to save me money for just the protection I need. I am confident that I am getting a good rate, but even if I had to pay more, the service Ray Gonzales provides is priceless. I highly recommend Ray Gonzales at State Farm, he is truly like a good neighbor.
Name: a***** m*******
Date: 2024-03-11 01:12:48
Rating: 5
Comment: Ray is the man! On a Sunday evening at 6p I needed help with my insurance policy because I was purchasing a new car and he immediately answered my call. Ray has been my insurance agent for a LONG time and he has always been reliable when needed. He comes in clutch every time and the true definition of “Like A Good Neighbor, State Farm is there”! RAY GONZALEZ IS ALWAYS THERE!
Name: A*** M******
Date: 2024-03-11 00:52:45
Rating: 5
Comment: Ray is not only friendly but also provides excellent customer service. Hes incredibly efficient, ensuring fast and reliable service. Highly recommended!
Name: F***** A******
Date: 2024-03-10 07:21:34
Rating: 5
Comment: Ray Gonzalez and his State Farm team are the epitome of genuine and trustworthy service. He is extremely knowledgeable and goes above and beyond for his clients. He is a great business owner but an even better person! Ive been blessed to know Ray Gonzalez!
Name: P**** K****
Date: 2024-03-09 19:38:28
Rating: 5
Comment: Ray Gonzales is the most hard-working, honest and capable person I have ever known. He truly cares about his clients and wants to do what’s best for them. He’s extremely responsive and a great communicator too. His generous heart coupled with a vast knowledge of the insurance industry has enabled him to not only educate his clients on what is best for them it has also enabled him to save his clients a lot of money! He’s a consummate professional who I highly recommend to anyone looking for the best in the business!!
Name: T******* E***
Date: 2024-03-09 18:44:10
Rating: 5
Comment: Ray makes house calls to go over insurance needs. He is extremely personable and knowledgeable and not pushy at all. He looks out for the interest of his clients and has so many recommendations for high quality craftspeople to do any work that might be needed. He is a great neighbor, literally just up the hill.Update - after several years of working with us, Ray has shown that he cares. He reaches out when it is appropriate to review and update each policy when it makes sense. I have since moved my business policy to his capable hands as well. Thank you
Name: a***** w******
Date: 2024-03-09 18:41:22
Rating: 5
Comment: Working with Ray has been a fantastic experience. He places the community first, offering exceptional service that’s both professional and personal. I highly recommend him for anyone needing insurance services. Ray’s dedication is truly inspiring and makes a real difference.Like a good neighbor Ray is there!
Name: b**** p******
Date: 2024-03-05 20:58:11
Rating: 5
Comment: Ray took time to go over our policy, and saved us a lot of money. Highly recommend
Name: R***** Y****
Date: 2024-02-28 21:35:25
Rating: 5
Comment: Today I had the pleasure of being assisted by Ms. Velma Carrera. She is a true asset to the Statefarm team headed by Ray Gonzales. Fortunately, this was a routine matter, however, Ms. Carrera was so thorough and engaged in assisting me that I felt I was the offices best client. Thank you for your time and courtesy!
Name: Z*** K****
Date: 2024-02-28 21:28:03
Rating: 5
Comment: Great people and service! Very pleased with each and every single encounter with all the departments. Look no further!!
Name: F*******
Date: 2024-02-28 21:25:43
Rating: 5
Comment: Wife and I have continued to get great service here from Fernando and he continues to find ways to save me $$$; which in this economy has been a life saver.
Name: J******* G********
Date: 2024-02-28 20:39:26
Rating: 5
Comment: Linda went above and beyond to make sure I got the best deal. She was very thorough when it came to explaining the policies. She was really patient and kind. 10/10 would recommend Linda.
Name: M****** M*******
Date: 2024-02-28 20:27:01
Rating: 5
Comment: A big thank you to Linda!She helped me and my whole family get our Car, Home & Life insurance.Highly recommend working with Linda, Shell always be there for you whenever you need her.
Name: D**** M*******
Date: 2024-02-28 19:57:36
Rating: 5
Comment: Linda Martinez thanks for continuing to give me and my family the best service possible. I will continue to be using State Farm in Oxnard with Ray Gonzalez with any of the vehicles I decide to get in the future. Highly recommend going in or speaking over the phone for any of your Insurance needs. Thanks again Linda for all you do for me and my loved ones!
Name: L***** F*****
Date: 2024-02-28 19:52:47
Rating: 5
Comment: Ray Gonzalez and his team are the best, they offer excellent service and the best prices. I have my life insurance with them and Gabriel is always very helpful, professional and always listen to your needs and go above and beyond to help you out. I highly recommend choosing Ray Gonzalez as your State Farm agent.
Name: C****** L*******
Date: 2024-02-28 19:43:08
Rating: 5
Comment: Excellent service. Joseph goes above and beyond and now i have car insurance, rental and life policies are for a reasonable price. Highly recommend this State Farm and Joseph/Ray as your repsJoseph continues to be an excellent rep. I upgraded my insurance and he still saving me money! 10/10 recommend and have sent him many referrals 😉
Name: C******
Date: 2024-02-28 19:40:30
Rating: 5
Comment: I wasn’t sure what to expect walking into State Farm, I don’t really know much about insurances so I felt a little lost. Fernando immediately made me feel so welcome, he has such a kind and caring personality that reassured me I was in good hands. He answered all my questions perfectly and had a smile on his face the entire time we spoke. You can tell he really loves his job and helping people!
Name: C*****
Date: 2024-02-28 19:36:36
Rating: 5
Comment: Ray G. Personally gave me an amazing auto insurance quote. Not only was it fast and affordable but it beat any coverage out there. Thank you Ray for your professionalism & for your time in helping me switch to State Farm !
Name: A** L***
Date: 2024-02-28 19:32:51
Rating: 5
Comment: Im so impressed with the high level of service we received from Velma. She was so helpful and offered us options and time. Highly recommend seeking all insurance needs through this office!
Name: A**** N*****
Date: 2024-02-28 19:31:38
Rating: 5
Comment: I got my son a permanent life insurance plan with the help of agent Velma. It’s awesome that the funds in the plan can be used as a “savings”.
Name: D*** V*****
Date: 2024-02-23 16:53:00
Rating: 5
Comment: Ray, helped me and assisted me in the most understandable and fair as possible. So thank you once again and so with the rest of his team.
Name: C***** P******
Date: 2024-02-13 02:28:42
Rating: 5
Comment: Once again Ray has made our insurance coverage issue not a problem. Thank you Ray for your expertise in service, communication and response time. You and your team always go above and beyond and have continued to be here for me and my family.
Name: T**** a** R*** M******
Date: 2024-02-12 23:10:23
Rating: 5
Comment: Ray was very helpful and curious. He made my experience very enjoyable and easy.
Name: L**** P**
Date: 2024-01-31 09:44:20
Rating: 5
Comment: Ray was very helpful. He explained everything in detail of my insurance policy and the benefits. I’m very happy with his expertise.
Name: a**** g****
Date: 2024-01-19 23:26:40
Rating: 5
Comment: Ray Gonzales agency is the best! Velma is always very helpful on all insurance needs.
Name: J****** C********
Date: 2024-01-19 20:52:13
Rating: 5
Comment: Great customer service! Velma is amazing and so helpful!! She is always available and has the answers all my questions, I trust her word and advice always!
Name: K**** G*******
Date: 2024-01-19 19:07:00
Rating: 5
Comment: I got help from Linda Martinez, she was really nice and sincere about helping me change policies. She was very thorough when it came to explaining the new policy and helping me save! 10/10 would recommend to a friend! Give her a call if you’re looking for a quote!
Name: V******* R****
Date: 2024-01-19 18:41:24
Rating: 5
Comment: State Farm has saved me lots of money. Their service is great. Velma C. Has helped me a lot. Everything was very well explained. All my questions were answered. She is a great person that shows care to her clients. I give State Farm a 5 star rating!!!!
Name: M***** S******
Date: 2024-01-19 18:17:46
Rating: 5
Comment: When I wasn’t able to get a good insurance quote anywhere I decided to try State Farm and spoke with Linda. She managed to get me great quote for my three vehicles. She’s super friendly and cares about her customers. I can tell that she enjoys helping others. Highly recommend giving State Farm a try and ask for Linda!
Name: S*** o
Date: 2024-01-19 18:17:08
Rating: 5
Comment: Linda Martinez help me a lot with my insurance, she has such a greatCustomer service. If u guys need any help with ur insurance ask for Linda Martinez she has ur back. 🥰🥰 if u ever have any question regards any problem for me insurance she will for sure answer your question right away.
Name: j***** r******
Date: 2024-01-17 17:11:20
Rating: 5
Comment: Ray is a great state farm agent, very helpful in explaining what I needed to know, explained all the options available allowing me to make the right decision. Thank you Ray😀
Name: m***** h*****
Date: 2024-01-13 03:12:46
Rating: 5
Comment: Ray was helpful in explaining the policy with me and we filled out a questionnaire concerning my residence and my needs.I would recommend the agent to everyone he is polite and friendly to work with.
Name: R******* M***
Date: 2024-01-04 00:47:25
Rating: 5
Comment: I called Ray because I needed information on a Universal Life Policy I have had for a couple of decades. He was knowledgable and when he did not have an answer for one of my questions, he researched it and called me immediately. I am very impressed with the fact that he took my call, emailed me documents needed to make changes and was a great listener. I will be asking him to take all my policies since State Farm has scattered them to 4 other agents. Ray is professional, timely and knowledgeable! Glad I found the BEST Agent in State Farm!
Name: A***** T***********
Date: 2023-12-18 20:04:30
Rating: 5
Comment: Ray is absolutely amazing! He always provides the best expects in the area for any situation that you may be in. He has been so helpful in getting my claim filed and ensured that I’m getting it resolved quickly.
Name: C*************** 8*
Date: 2023-12-07 17:12:36
Rating: 5
Comment: Ray Gonzales was very helpful. He did everything he can to provide for me the Right service I needed to be insured. I Recommend him and his team anytime.
Name: A***** H******
Date: 2023-11-28 23:05:44
Rating: 5
Comment: Had the pleasure of dealing with Joseph Cisneros. He was able to help me out and was very responsive and helpful. 10/10 would recommend!
Name: R***** L****
Date: 2023-11-28 22:49:58
Rating: 5
Comment: Ive been with State Farm many years now, Linda has been my agent since the begining and she is always helpful and answer to any questions or concerns really fast. Thank you for everything.
Name: B***** M*****
Date: 2023-11-02 18:21:31
Rating: 5
Comment: My agent — Ray Gonzales — is professional, personable and always so helpful. We wouldn’t have any other insurance company working with our family!
Name: K****** T
Date: 2023-10-24 18:22:21
Rating: 5
Comment: Ray at State Farm is amazing and always is fast to respond to any needs. Theyre easy to contact with little to no wait and Ray gets everything done while talking over the phone.
Name: D***** J*** B******* (*****
Date: 2023-10-04 18:04:16
Rating: 5
Comment: Ray recently stepped in to resolve an issue for me and Im very pleased with the outcome. Ive been a happy client of this same State Farm location for over 30 years and wouldnt think of changing! They have my complete loyalty, trust, and satisfaction.
Name: E******** B*****
Date: 2023-10-03 17:57:12
Rating: 5
Comment: Ray is a fantastic insurance agent! He helped me set up a claim when I got in an accident, and advised me on how the process would work and the next steps to take. He also happily answered any questions I had about my policy and what was covered. I would absolutely recommend Ray if you are looking for a knowledgeable, professional and friendly insurance agent who cares.Magaly Niebla from the claims department was also extremely friendly, helpful and professional. She worked very hard to help with the claim when I got limited information from the other driver. Her hard work resulted in a very positive experience for me and I am very grateful to her and others on the claims team who helped as well.
Name: D**** K***
Date: 2023-09-24 16:09:28
Rating: 5
Comment: Whenever I have an issue or concern and call Ray Gonzales he gives me 100% of his attention and is always ready to answer any questions I may have. Ray is very good at what he does and I feel confident in the advice he give me.
Name: J**** W******
Date: 2023-09-22 16:24:34
Rating: 5
Comment: An absolutely fantastic experience with Ray and his team! They went above and beyond to take care of all my coverage needs. My family will definitely be going back to Ray with our next vehicle.
Name: M***** L****
Date: 2023-09-15 23:57:29
Rating: 5
Comment: Ray and Gabriel were extremely helpful. They made this process super easy & rewarding. They were able to provide numbers that worked best for me as a first time policy holder. I am glad to have chosen state farm!
Name: L***** D*****
Date: 2023-09-02 23:41:46
Rating: 5
Comment: My experience with Ray Gonzales from State Farm was Amazing! He went above and beyond!! He walked through my policy with me and explained everything to the last detail. If you are looking for an agent, I highly recommend Ray! Thank you Ray!!
Name: M*******
Date: 2023-08-31 21:44:19
Rating: 5
Comment: Ray was so amazing at helping me figure out my way around insurance issues, every question I had he answered in a very informative way! Not only that but he had such amazing energy and was incredibly nice and understanding. I couldn’t have had a better experience!
Name: D***** S********
Date: 2023-08-25 19:19:31
Rating: 5
Comment: Ray has been a part of our family for 10 years, always remembering birthdays with cards & even at Christmas! Ive had to call Ray on his cell phone to help with a battery charge for roadside service & he has always been responsive to me.
Name: S** J
Date: 2023-08-24 17:51:49
Rating: 5
Comment: I always get great help from Ray Gonzales and his staff (specially Velma). They are professionals and willing to take the time to listen and provide me with all the information I need. Ray is very friendly, honest and kind.
Name: D**** K*****
Date: 2023-08-19 05:26:29
Rating: 5
Comment: Ive been with State Farm for decades with another agent and last year switched to Ray Gonzales. He and his associate Velma have gone well out of their way to assist me with things which helped me even when it was clearly something I should have done myself. The service has always been quick, friendly, and spot on accurate. Thank you Ray!
Name: Z*** L****
Date: 2023-08-19 00:08:34
Rating: 5
Comment: Ray and Joseph Cisneros has always provided amazing service for me and my clients. I appreciate Joseph’s communication skills and if you are looking for a reliable team of insurance professionals, this is the team you should be working with!
Name: B*** H********
Date: 2023-08-18 21:51:25
Rating: 5
Comment: The team at this State Farm delivers impeccable service. Questions are answered before I ask, and they make personalized suggestions that help to save money. Arturo and Fernando have been incredibly helpful every step of the way, I won’t go anywhere else.
Name: S***** L*******
Date: 2023-08-18 21:49:42
Rating: 5
Comment: Fernando has been such a great help to us! As a car group and small business, he has supported us countlessly. He is really attentive and ensures that we are well taken care of! He is one of the kindest people I know!
Name: K***** N******
Date: 2023-08-18 21:43:54
Rating: 5
Comment: Fernando has helped me countless times. His devotion for his work and his kind heart are beyond anyone expectations!10/10 service, a great & humble human being!
Name: m****** l****
Date: 2023-08-18 20:59:08
Rating: 5
Comment: Really amazing customer service! Joseph Cisneros was super helpful and helped me get a great rate for insurance. Really made the process easy and ended up saving me money. So glad I have state farm insurance. Definitely recommend Mr. Cisneros. Hes not only professional but he really cares about the people hes helping and will help you get insurance you can afford but still gives you good coverage. You wont regret going with state farm or for working with Joseph Cisneros!
Name: R*** M*****
Date: 2023-08-18 20:45:38
Rating: 5
Comment: Velma helped me look into life insurance for my wife and I. She was very helpful and even went above and beyond in going over every fine detail about my policy. Even went into finding me a policy that included my children and find me all the discounts that applied to me. Definitely made me feel comfortable going with a plan that made sense to me financially that also made me feel comfortable in the event of an infortunate life event.
Name: E*** P****
Date: 2023-08-18 20:43:21
Rating: 5
Comment: Gabriel Olguin is a very knowledgeable agent! He answered all my questions and concerns. He has terrific customer service skills. He is very professional and friendly. Ray Gonzales has excellent staff working with him. The office is clean and welcoming.
Name: j****** v******
Date: 2023-08-18 20:36:22
Rating: 5
Comment: All I can say is great things about Ray and his office! Ive had the pleasure of working with Fernando and Gabriel directly. I appreciate how kind and professional they both are! This team carries themselves with a positive vibe 24/7! I will definitely refer all of my family members, friends and customers to this office for of all their insurance needs!! :)
Name: D**** S******
Date: 2023-08-18 20:17:07
Rating: 5
Comment: I would like to thank Joseph for all his hard work getting me into a new policy. I was referred to Joseph by a close friend and he picked up the call right of way and was very patient and professional. I am beyond satisfied with my new policy and highly recommend Jospeh to handle all of your insurance needs. Thank you!
Name: J********* B******** G*****
Date: 2023-08-18 19:53:39
Rating: 5
Comment: Great customer service. Joseph Cisneros is knowledgeable, helpful and has the best customer service . If you are looking to get a quote or any kind of insurance please don’t hesitate to call him. He goes above and beyond to help out.
Name: R*** R*****
Date: 2023-08-18 18:26:37
Rating: 5
Comment: I have had the pleasure of working with both Ray and Gabriel his team is Great always very helpful they have a lot of knowledge in what they do and I will always keep referring them to family and friends thank you guys for all your great work
Name: Y****** C*******
Date: 2023-08-18 18:20:46
Rating: 5
Comment: My good friend Fernando Sandoval recently introduced us to the importance of having a quality advisor with a solid record and great company. We were introduced to Ray and my wife and I were impressed at how everything was explained in a way we can easily understand. We did not feel like products or services were pushed onto us but really more like a financial education. Many services we already had but we were able to save and get all our needs under one roof with people that really care. We will be coming back for our annuities once we work out a plan to reduce our debt and make our money work for us.
Name: A**** L***
Date: 2023-08-18 18:11:26
Rating: 5
Comment: I was able to get life insurance quick and. easy. Velma is my agent and she along with the rest of the employees are very professional and will answer every question you have!!! I highly recommend State Farm to all my friends and family !!
Name: L**** G*******
Date: 2023-08-18 18:09:13
Rating: 5
Comment: My experience at State Farm has been great! Specifically with Velma, for my entire term of 5 years so far she has been extremely helpful and professional. She has made my experience worthy of a review (which I don’t normally do). Would highly recommend!
Name: H************
Date: 2023-08-13 19:56:29
Rating: 5
Comment: Ray Gonzales is fantastic! He always goes above and beyond for me. His entire team is the best at what they do. Do yourself a favor and give Ray a call!
Name: D***** G
Date: 2023-07-27 22:08:16
Rating: 5
Comment: If you’re in the market for insurance agent, look no further! Ray’s your Agent!Ray goes beyond expectations, he’s a man of his word and gets you the best prices!He takes the time to listen to the details. He understands everyone has different needs and does not treat you like another number.He’s very professional and I highly recommend Ray Gonzales to be your next Insurance Agent!
Name: D***** L******
Date: 2023-07-14 15:32:51
Rating: 5
Comment: Ive known Ray for over 40 years; even long before becoming a State Farm agent. In his young life, I definitely saw a potential leader. I was right! Hes also loyal and has always been a friend. Therefore, it comes as no surprise that he has chosen the profession that he has; with a heart of gold, truly a servant of GOD; blessing so many throughout our community!
Name: K**** M*****
Date: 2023-07-10 22:03:25
Rating: 5
Comment: Just got State Farm auto insurance. The quote was the easiest to understand of any quote that Ive seen. We have 3 cars and they listed how much each car cost to insure. My previous major company didnt do that. So far so good.
Name: N A
Date: 2023-06-16 00:55:57
Rating: 5
Comment: 20+ years ago we were referred to an insurance agent that was excellent. About six years ago, she left the organization, and we were inherited by the agency owner. Six years too long. This person was nothing like the original agent. It seemed obvious at every turn that they were inept and totally apathetic in every way. We are normally extremely particular about our service providers (& about providing good service ourselves when on the other end) so why did we stay with this outfit when their level of service was so dismal & lacking? Pure laziness!!Had we known about Ray Gonzales & his clear passion for going above & beyond for his clients, we would have made the call to him & moved our four insurance policies to him & his team a very long time ago.When I first spoke with Ray, he stayed on the phone with me for two hours to be sure that I completely understood my options & the impact my choices would have. I don’t recall ANY other agent doing that before. This gave me the invaluable confidence that my elections & monthly payment were right for us. He went out of his way to be sure that all of my questions were answered in an ever so patient matter, even though it happened to be later in the evening.It didn’t stop there. Even after he earned our business, he & his team continued to follow up to be sure we were in the loop & aware of every step of the process.This is a best in class service provider that clearly cares about his clients well being & the person we want in our corner during those life situations that may require guidance & his type of expertise.Ray, you are a true professional & it shines through in everything you do. We are proud to call you our agent now & in the years to come. We were lucky enough to be referred to you by a trusted neighbor & well jump at the chance to refer others to put them in your good hands!!!
Name: M******** W********
Date: 2023-06-14 03:08:33
Rating: 5
Comment: Ray is the best of the best. He gets what you need done right away and makes great recommendations. It’s amazing to have an insurance agent a dial away who picks up every time.
Name: A*** J*****
Date: 2023-06-09 23:03:37
Rating: 5
Comment: I spoke with RAY about getting auto insurance on my new vehicle. He was very professional and friendly. He provided me with all the details I needed. By far the best rep Ive spoken to. I would definitely recommend him! Thanks again, RAY!
Name: M****** O******
Date: 2023-06-07 23:03:35
Rating: 5
Comment: Me and my wife got our car broken into this last Saturday. We immediately called our agent Ray Gonzales who made us feel at ease with his sympathetic tone and demeanor. He immediately called Sebastian @ United Auto Glass and left him a message to contact us at his earliest convenience. Sebastian was super helpful and was sympathetic to our window being shattered. He jumped right on it and ordered the window for us and installed it first thing two days after we talked to him. He came out to our house personally and installed our window. I would recommend this company to anyone. Shout out to our agent Ray as well as he always goes above and beyond to help us when emergencies arise. Overall excellent service.
Name: E***** A****
Date: 2023-06-07 01:19:14
Rating: 5
Comment: Ray has been an excellent agent! He is extremely professional and makes sure he does whatever he can to help. His office is also great and every individual in his office has provided top notch service. If you’re looking for an agent who will provide you the best service possible, I highly recommend Ray
Name: I***** G*******
Date: 2023-05-22 23:29:16
Rating: 5
Comment: I live on the Central Coast. I have tons of agents around me, State Farm Agents too. All I know is this: Ray is top shelf, a cut above, a diamond among cubic zirconias.I’ve had plenty of other agents and companies. Ray knows how to take care of his clients. He is not simply interested in the sale. He is interested in caring for his customers and treats people like family and friends.Best service! They saved me lots of money and increased my coverage. When they say they will help and call you back, they do!His staff is very responsive, professional, and courteous. Get a quote today, even if you live in a different city.This business continues to improve over time. They have lots of help ready to make you feel secure with all your needs.
Name: E** A
Date: 2023-05-11 02:01:26
Rating: 5
Comment: Ray and his staff are hands down the best in the business! The insurance process was quick and painless from start to finish. From the fast quotes (meticulously tailored to your specific needs btw) to the positive vibes, Ray G and his team made my life so much easier - and they even saved me money along the way! These folks are the real deal and I’m grateful to have them by my side. Team Ray G all the way!
Name: R** A******
Date: 2023-05-02 01:09:08
Rating: 5
Comment: As a business owner, every penny counts. Ray and his exceptional team not only got me a better quote, but they found gaps in my coverage that I didn’t even know about. So, I had him check on my personal. He helped me get a lower rate and got me even better coverage! Bam! Two for two!Ray also takes care of my parents insurance. They are old school and like to go into the office and pay it personally. When he sees them, he always makes it a point to say hi and catches up on their goings on. His team always makes them completely comfortable and they always feel welcome. In this world now a days, it’s good to know people still take time out and give their clients that little extra time and customer service. UPDATE…Now my daughter has her vehicle covered with Ray and I just signed a renters insurance policy with him too.
Name: R** F***
Date: 2023-04-30 14:13:35
Rating: 5
Comment: Mr. Ray Gonzales was courteous, knowledgeable and extremely helpful with our case. We have been dealing with Ray for many years. We would recommend his services to anyone needing these services.Ray Ford
Name: B****** G******
Date: 2023-04-16 02:01:33
Rating: 5
Comment: Ive had the pleasure of knowing Ray G. for nearly 1 year already, but only on a personal level. My car insurance had honestly been out of sight, out of mind for longer than I care to admit. Fortunately that all has changed. Within 24 hours of asking Ray to see what he could do to lessen my auto insurance, he cut my monthly auto insurance expense to ⅓rd of what it was!!!Rays middle name must be Godsend.Do yourself a favor that I wish I would have done years ago. You and your checking account will be glad that you did 😁THANK YOU RAY!!! 🙏
Name: d*********
Date: 2023-04-15 19:42:12
Rating: 5
Comment: Working with Ray was one of the easiest things Ive ever done. He was able to get together with me on my schedule and made the process simple.Very nice and positive energy flow from Ray!
Name: S***** B*******
Date: 2023-03-09 16:16:53
Rating: 5
Comment: Ray is quite literally the best. He is intelligent, patient, accurate and helped me with everything I needed, from switching over my insurance to State Farm, to handling all aspects of a recent collision. I have peace about so much since choosing Ray and State Farm.
Name: C****** Q******
Date: 2023-02-28 05:29:44
Rating: 5
Comment: My experience at State Farm was amazing. Ray went above and beyond for me and my family today. I don’t know what I would’ve done without Rays kindness and help!!!
Name: M*** D****
Date: 2023-02-12 20:38:38
Rating: 5
Comment: Ray was extremely helpful and attentive to ensure that I got what I needed. When it was all said and done, I was provided with more coverage than my previous policy and at a lower rate than my previous policy. I will be utilizing his abilities and knowledge for any future needs. Thanks again Ray!
Name: I** L******
Date: 2023-01-13 14:42:06
Rating: 5
Comment: Thanks Ray for your patience and calm demeanor.. not a fast talker...but Very straight to the point ask you what you want or do you know what you need. Give you options and then tells you how to get 25$ gift card..whoot whoot. I had insurance by the end of the day. And I got renters insurance to.. way cheaper than the rest. .thanks Ray. He has a nice soft professional but laid back voice..he not trying to fast talk you..I hate those fast talkers ..
Name: G***** B*****
Date: 2023-01-09 14:30:54
Rating: 5
Comment: Ray Gonzales is extraordinarily! Being in the emergency construction business I’ve worked with insurance providers most of my career. Ray goes above and beyond to help his clients after hours and on weekends to ensure they are taken care of when disaster strikes. In a recent home fire over the weekend, Ray directly coordinated all resources to help the homeowner through the claim process and made sure professionals were on scene that same day to start the recovery process. I’m proud to have Ray in my corner and know he will be there to help me and my family when we have an emergency. GREAT WORK RAY!! You have a customer for life!!-George Barany
Name: P*
Date: 2023-01-02 23:10:44
Rating: 5
Comment: Ray is so helpful and attentive. Anytime I have a question or concern he is readily available to address them. Thankful to have someone so reliable as my insurance team.
Name: J*** M
Date: 2023-01-01 04:21:19
Rating: 5
Comment: Best insurance service I’ve ever had in 38 years! Ray is truly the best. Ray always answers the phone and usually on the first ring. He will assist and review your coverage so you get the best value for your money. Always friendly and helpful. I have recommended Ray to my family and they also love Ray. Customer service at its best!
Name: E**** S****
Date: 2022-12-29 00:45:33
Rating: 5
Comment: Ray made my experience one worthy of a review. He made my transition from my other insurance to my new insurance an experience I am very satisfied with. Keep up the amazing costumer service.
Name: E*** J P*******
Date: 2022-12-27 04:28:26
Rating: 5
Comment: Ray Gonzales was very VERY profesional helping me with my claim situation. Even though he was on vacation he still went out of his way to help me. Now I know when they say State Farm got your back they mean it. This was awesome😎 Thanks Ray Gonzales!
Name: J**** S***
Date: 2022-12-26 17:02:18
Rating: 5
Comment: Ray Gonzales truly cares about his clients. He consistently sends updates and information for the best rates and insurance products. He is prompt in assisting us with our questions. I highly recommend him as an insurance agent. Thank you Ray!
Name: S***** �****** P******
Date: 2022-12-20 19:54:57
Rating: 5
Comment: I’ve been coming to Ray for years now. Ray and his staff have provided superior service all around and always find ways to save me money. I’ve never felt pressured to buy anything or have felt like I was being upsold. Ray is the type of guy who lays out all of the best options in front of you, walks you through each option and let’s you decide based on your own goals/needs. I highly recommend Ray for any of your insurance needs.Update (2022-12-20):Ray is the man! I was recently involved in a car accident with a drunk driver who hit my car, ran and ultimately was arrested. Needless to say, this was a less than ideal situation. Ray and his team took care of me from beginning to end. He was able to answer all of my questions and set expectations. When the other driver’s insurance company was unresponsive to my multiple calls, emails and text messages, Ray stepped in and helped me get an answer from them within 30 minutes of me letting him know about my issue with the other insurance company. Ray even gave me a referral for a great chiropractor in town and had him call me immediately. This is truly the type of service you can’t really get anymore. Ray is THE BEST at what he does and he takes the time and energy to take care of all your insurance needs.
Name: A***** H**
Date: 2022-12-13 00:31:47
Rating: 5
Comment: So far, I have had two conversations with Rays team at State Farm and both times went well. Joseph assisted me and was quite helpful with breaking down the information of the policy. I have high hopes that I will be developing a great, professional relationship with this team for a long time.
Name: S*** E******
Date: 2022-12-11 18:50:51
Rating: 5
Comment: It is my pleasure to share my personal experience doing business with Ray Gonzales. Ray demonstrates that he really cares about the people that come to State Farm looking for help. Ray is honest, professional, and works very hard to give his clients clear and helpful information. He is very knowledgeable about the different insurances he offers and other type of business that State Farm also has for his clients to enjoy!!
Name: J**** S*****
Date: 2022-11-21 21:42:01
Rating: 5
Comment: Ray is great! He and his staff are so helpful. They are fast, courteous, and they even think outside the box. Our camper is very old and they could not find a match in their system. They worked to get us a reasonable rate and quote to ensure we were still covered. We are very happy with Ray and well continue to be customers for a long time to come.
Name: S***** F******
Date: 2022-11-18 17:13:36
Rating: 5
Comment: Ray Gonzales is the man! Hands down best insurance agent anyone can ask for. I’ve called him after business hours and he’s there ready to help without hesitation. I have three cars insured with him through State Farm along with renters insurance and life insurance. All that coverage you would think could get expensive but not with Ray I actually saved money which was awesome. One of my cars was hit and he knew all the right people to call to get me back on track as quick as possible.
Name: J*** L*
Date: 2022-11-17 01:52:43
Rating: 5
Comment: Ray Gonzales and his agency at State Farm is very highly recommended. Extremely helpful even without gain. Very knowledgeable and customer service is always an A plus! Always available to answer any questions Ive had. I own a business and Ray and his team have always been there to help me with any issues involving my vehicles, home, and businesses. They make it that much more easy to deal with these insurance policies. Again.... HIGHLY RECOMMENDED!
Name: E***** L***
Date: 2022-11-16 17:14:43
Rating: 5
Comment: Ray Gonzales was super helpful with setting up my insurance policy to my specific needs to protect my home and cars. He is very knowledgeable and super friendly! I highly recommend him!
Name: j*** g******
Date: 2022-11-15 01:11:30
Rating: 5
Comment: Ray Gonzalez is an amazing insurance agent! He is very Professional and honest person. Ray will go out of his way to make sure you are completely satisfied with his service. As soon as I send him a referral, he gets in his phone calls the customer and in case they don’t answer, he will follow up.He has an amazing team in his office!I highly recommend him!
Name: J***** S***
Date: 2022-11-04 00:33:23
Rating: 5
Comment: Ray Gonzales is second to none as a State Farm agent!! Ray will ALWAYS go above and beyond for his clients; he has met my insurance needs at every turn and makes me feel valued. I rest easy knowing that my State Farm agent always has my best interest in mind and will be there for me when it matters most.
Name: B******* A****
Date: 2022-10-26 20:09:04
Rating: 5
Comment: Ray Gonzales is very knowledgeable and has helped me in many ways, providing each time the info I needed with clarity and efficiency. He is a great leader, coming up always with great ideas. He is warm, engaging, very pleasant, reliable and responsive, always ready to help and fun to be with!
Name: A*** B***
Date: 2022-10-07 20:05:53
Rating: 5
Comment: Ray was super helpful in breaking down the details and explaining everything in a very detailed but simple terms to understand. Was recommended by my brother to whom has been working with for some years. Happy to be working with you and state farm and definitely will recommend to my family and friends!
Name: e**** k********
Date: 2022-10-07 00:27:12
Rating: 5
Comment: Ray has been an outstanding Insurance Agent for me. He took the time to review with me all of my home and auto insurance policies in detail. He patiently provided me with coverage and policy details to allow me to make educated decisions on weighing the balance between having enough coverage while still keeping premium costs reasonable. In certain circumstances, he was able to provide me with more coverage at a lower cost. He did NOT try to “up-sale” me on any unnecessary coverages and truly looked out for my best interests which I really appreciated and made me feel like a valued customer.
Name: L*** G******
Date: 2022-10-04 23:12:44
Rating: 5
Comment: Ray has been our insurance agent for several years now and today we needed to file a claim and he went above & beyond to help us out! Ray helped us with every step of the claim process and made sure that we did all the necessary steps to get a rental car and tow truck, plus even a chiropractor appointment! Ray is so easy to work with and always available when we need him, today we are extremely grateful to have Ray as our insurance agent and highly recommend him to anyone in need of a new agent!
Name: M
Date: 2022-09-15 02:13:57
Rating: 5
Comment: I have been dealing with Ray Gonzales for years. Helped me through big car accidentand little ones. Hevtreated me like family and will for you as well. He takes his time day or night he was always a push of a button away. The prices are great and service is incredible. It is the highest service i have had. He is just on top of it. State farm is great hastle free and Ray just makes everything go so smoothly.
Name: B***** G****
Date: 2022-09-08 23:26:51
Rating: 5
Comment: I am very pleased with the service my family and I received from Ray Gonzales. He explained into detail about our policies and at every moment he looked for our own interest in protecting us all the way. The overall experience was amazing and painless he responded and met our needs in a very timely manner. He is very professional and trustworthy.
Name: L*** S*******
Date: 2022-08-16 23:46:15
Rating: 5
Comment: Best insurance agent ever! Ray definitely is your guy. He goes the extra mile even on off hours. He definitely follows State Farm’s slogan, “like a good neighbor “, I called him in the middle of my car buying sale for advice and insurance at 8 at night and he sat and took time out of his family time to get it done for me! Thank you Ray!
Name: T** F****
Date: 2022-08-03 23:02:35
Rating: 5
Comment: Very happy to have Ray as our Insurance Agent! Ray quickly secured affordable home owners insurance, in an area where other agents were having difficulty helping us. He also saved us a large sum of money, from what we were paying on a different auto policy. Ray completely answered all of our questions, is very responsive, kept our escrow moving, and seamlessly got us into our new policy with State Farm.Looking forward to a strong relationship over years to come.Thanks Ray!!
Name: M****** A* W*****
Date: 2022-07-01 02:28:13
Rating: 5
Comment: Ray Gonzales - State Farm Insurance Agent, has been my trusted agent for six years. Ray and his team are incredible. They are also knowledgeable, fast, friendly and efficient. What I love about most about them is their customer service. I have also referred several family and friends to Ray Gonzales State Farm Insurance, and they have all told me how happy with the service they provided.
Name: V******* V*********
Date: 2022-06-17 21:18:26
Rating: 5
Comment: Ray is ALWAYS looking out for the customer. We no longer needed full coverage of two vehicles and wanting to save money I thought liability would be good without realizing the impact of no medical coverage and no uninsured motorists coverage. I’m still saving money and as Ray put it for less than a gallon of gas, I get peace of mind that I’m covered should something happen AND let me tell you he still took care of my questions while out of town, or out of the office! Quick response time from Ray and his team! He lives by the saying….AND LIKE A GOOD NEIGHBOR….RAY IS THERE! He is thee BEST! Thanks Ray!
Name: M****** L***
Date: 2022-06-17 20:26:56
Rating: 5
Comment: Ray Gonzales’s is the #1 Insurance Agent you can choose to work with. When I switched to him, he not only saved me money, but also increased my coverage. It doesn’t get any better than that. He is an extremely hard worker and has top notch customer service!!
Name: L**** C******
Date: 2022-05-14 20:24:20
Rating: 5
Comment: Ray Gonzales has been my agent for quite some time. I honestly could not ask for a better agent. He goes out of his way to help me, and my family. I have sent several customers to him, because of his commitment to his customers. I am so thankful that I have had such an extraordinary experience with him and the people in his office. Today is 5/14/22,and again Ray was right there to help me. I needed to transfer my policy from one car to another, and even though the office was closed, Ray did it for me in three(3) minutes. Could never ask for a better agent. Thank you Ray.
Name: C******** L****
Date: 2022-04-29 19:37:52
Rating: 5
Comment: I went in for a quote and the prices are a lot better than any other insurance! The customer service is amazing! I spoke with Omar and he was explaining everything very clearly and answered all of my questions. He explained multiple coverages, and the bundle plans you can get to save you even more! Ray was also there explaining how this insurance is better than the rest and I can definitely confirm that it is better! Ray is really the type of person that is willing to do anything to make sure you are taken care of. Omar and Ray are both really friendly and they both really care about everyone! Thank you two both I really appreciate everything you did for me! I really recommend everyone coming here! Ask for Ray or Omar!
Name: E******** A** W*****
Date: 2022-03-10 04:01:13
Rating: 5
Comment: Was my first time talking to Ray and Angel both were the best. Both were very helpful and also gave me a great deal to add my grandson to my policy. My agent retired and I got Ray as a substitute have already made him my new agent. Loved his personality and helpfulness. Thank you Ray and Angel
Name: C****** S****
Date: 2022-03-02 02:45:41
Rating: 5
Comment: If there’s anyone looking into getting insurance Ray at State Farm is your to go guy. He has one of thy best customer service and will help you with the best rates & give you the best experience at State Farm. I love it and have not switched insurance ever since.
Name: o**** s******
Date: 2022-03-01 23:24:56
Rating: 5
Comment: Best thing I ever did was switch to Ray Gonzalez! This guy really cares! I had to file a claim today and I didn’t really know how the process works. I contacted Ray and he gave me the best service by simplifying the whole process. He handled the situation today by giving me the top rated body shop, explained the process of renting a car, and offered more help if I need it!!!!
Name: M M****
Date: 2022-02-28 17:11:07
Rating: 5
Comment: Ray at State Farm Insurance is excellent!! He is Professional, Community Oriented, Courteous, and Personable . I have been with State Farm 20 years, and would not think about going anywhere else for my Life Insurance needs. Ray treats you like you are family and not a number. He goes above and beyond to make sure you are happy. Many blessings to Ray and the rest of his Insurance Representatives at State Farm in Oxnard.
Name: D****** A******
Date: 2022-02-27 18:57:03
Rating: 5
Comment: I came in to State Farm looking for business insurance for a cheaper price. Ray gave me a quote for half of what I was quoted by other companies and took the time to explain my different options. He is a very knowledgeable and a great person! I definitely recommend his services!
Name: A** G*********
Date: 2022-02-27 16:34:11
Rating: 5
Comment: Like a good neighbor State Farm is there is not just their slogan, Ray is a true living example of this. He took my request on a holiday while his office was closed. I am beyond satisfied with the service and quote I received. I thought I would pay so much more due to my driving record and with a brand new car. I was surprised and happy with the results. Ray was able to provide a higher policy limit at a much lower cost. Highly recommend Ray because he’s truly an expert in his field and knows how to place you in a policy that you truly need.
Name: S**** M********
Date: 2022-02-12 19:49:32
Rating: 5
Comment: I had the great pleasure of meeting State Farm Insurance agent Ray Gonzales and fellow agent Adam Gonzalez last Thursday as I was exploring options I had to a policy I have had since 1962. Despite the insurance company not offering my sort of policy for many years, both Ray and Adam were thoroughly adept at answering all of my questions. Most notably, I want to stress how very genuine and sincerely friendly, patient, and professional Ray and Adam were. I would enthusiastically recommend Rays agency to anyone seeking help with their insurance needs. You wont find any better!
Name: L****** P*****
Date: 2022-02-05 16:46:21
Rating: 5
Comment: Adam and Ray are awesome! Very upbeat personalities high energy! My lady and I went in to get a policy for our vehicles and she ended up saving more money than she was already paying originally. Would recommend this awesome team if your wanting to switch or look for something more affordable with great coverage!
Name: C****** G*******
Date: 2022-02-02 02:19:29
Rating: 5
Comment: My family and I always go to Ray for our insurance needs. They are super responsive, friendly, and knowledgeable!! Prices are reasonable and service is top notch. If you want a reliable agent, call Ray & his team!
Name: S***** C***
Date: 2022-01-31 17:41:22
Rating: 5
Comment: Customer service at its finest! I recommend Ray for your insurance needs. With a recent introduction and need of a new agent, Ray stepped in and has provided the best service with the patience many agents have lost.He is the epitome of “Like a good neighbor” State Farm is Ray…. Appreciate all you do Sir
Name: J****** A****
Date: 2022-01-28 17:05:10
Rating: 5
Comment: Ray is a fantastic insurance agent whos been working with my parents for years and now working with me independently. He took the time to hear my concerns regarding anything car insurance and went above and beyond to recommend a wonderful chiropractor from a previous car accident. Ray is incredibly helpful, professional, caring, and responsive.
Name: A*** G*******
Date: 2022-01-24 16:13:25
Rating: 5
Comment: Ray always educates me and my family! He is not transactional. He is building strong relationships and truly knows how to deliver on exactly what we need! I feel so safe when driving, knowing how well I am protected with State Farm and the entire team of Ray Gonzales!
Name: S**** G****
Date: 2022-01-23 20:53:37
Rating: 5
Comment: Best agent of all time! Helps whenever something is up and is always ready to take calls even when off the clock at home. He’s 24/7 active to answer calls and has all the resources to help with literally anything. Can’t ask for a better person/agent who is always on top of your needs like Mr. Ray Gonzales!! Whatever insurance company you’re from I advice you switch to State Farm and contact Ray Gonzales’s agency for the best everything!! He is your friendly neighborhood real life Spider-Man! No kidding 🤟🏻 🕸
Name: J**** L****
Date: 2022-01-15 22:37:39
Rating: 5
Comment: Ray and his team are incredibly knowledgeable and provide great customer service. I have referred several clients to Ray and as always he takes great care of them! I always appreciate their honesty In comparing policies and thoroughly explaining.
Name: S****** L***
Date: 2022-01-15 04:44:23
Rating: 5
Comment: Ray was absolutely awesome during my tough situation with my car. Not only was he extremely responsive, but he also made sure that I was properly taken care of in the best way possible. 100% an amazing employee, could never go wrong with his service. 10000/10!!!
Name: G***** N*****
Date: 2022-01-13 05:54:21
Rating: 5
Comment: Ray was amazing! I dont know why I didnt start here. I felt he was a no pressure agent. He didnt make me feel that it was about closing the deal. It was putting the customer (me) first. He was very customer focused and spent his time to understand my situation and listened to my insurance concerns and the factors behind why I was shopping and made a plan to build an insurance solution to meet my needs. It was a process of steps to make it work. Not limited to Cost, coverage, but knowing that he is there with me every step of the way to make this happen and keeping me posted along the way. I was very impressed with Rays insight of the complex ins and outs of the insurance policies & mechanisms, experience, and over all knowledge and the ability to think outside the box to make it work. He managed to coordinate inspections and resources to create a custom plan to fit my needs and making a very affordable package.
Name: C******* G*******
Date: 2022-01-08 18:47:02
Rating: 5
Comment: Ray Gonzales provided exceptional service to me. He helped provide me two quotes quickly! He educated me along the way and most importantly he was patient with all my questions. I am happy I went with State Farm Insurance because they gave me the lowest premium with the best price amongst the others. Call him today, you will be glad you did!
Name: L**** M******
Date: 2021-12-28 21:04:26
Rating: 5
Comment: Ray and his entire team always make me feel like family. They are all so responsive and highly professional. I love calling in hearing the enthusiasm from everyone in his office. I have NEVER worked with an agent like Ray Gonzales.
Name: L**** M*****
Date: 2021-11-24 20:14:35
Rating: 5
Comment: Ray took time to explain answers to any questions I had and was very friendly. I have been with State Farm for over 40 years, and just transferred my account to him after moving to California. I am very happy with the service he provides. He is very thorough.
Name: J****** R****
Date: 2021-11-12 19:45:46
Rating: 5
Comment: Ray is so professional and goes out of his way to help his clients . I needed something done on a holiday to meet a deadline . On his day off Ray took care of my issue. Very friendly knowledgeable team as well. I will strongly recommend him as a matter of fact I have already recommended him to a couple of friends. Thank you Ray !
Name: J***** A******
Date: 2021-11-01 16:32:38
Rating: 5
Comment: Super informative and Ray is always there for his clients. Amazing customer service. Very easy going. Top notch insurance good pricing. I have not had a bad experience so far. I would recommend to EVERYONE :) Good insurance is not impossible you just have to have the right insurance Agent :)
Name: v** x***** b*******
Date: 2021-09-13 16:02:05
Rating: 5
Comment: Was just randomly shopping for an insurance one day for our home and autos and he was the first one who called back to convince us to get a policy from him. I dont usually trust agents but he patiently answered all of my inquiries about what plans would save us money. I am glad that we chose to put our home and cars to a reliable guy! And as the commercial says like a good neighbor... Ray G is there!
Name: C*
Date: 2021-08-13 19:18:58
Rating: 5
Comment: Ray helped my son and I get great coverage at great prices, he is a family oriented guy and very knowledgeable with the products.Recently we had 1 of the cars totaled and each step Ray was there for us, immediately responded to each of our needs and stayed on the phone with us while working with the claims adjuster he also expedited the process, Ray even provided us with a written statement for the next dealership to know that the totaled car loan was being payed off by State Farm, Ray is the BEST.
Name: O*** R****
Date: 2021-07-11 00:39:33
Rating: 5
Comment: This was by far the nicest experience Ive ever had with an insurance provider of any kind. I walked inside the office after it had closed, not realizing it was closed. Ray was gracious enough to switch on the lights and assist me in obtaining insurance for my mothers vehicle. Ray was really courteous and professional. He has won a client for life. I would strongly advise anyone searching for insurance to visit their office and feel the service they provide, as well as compare prices. Thank you so much, Ray, for your assistance.
Name: A****** S***
Date: 2021-06-23 01:29:14
Rating: 5
Comment: If you want the most professional, most competent, and most enjoyable service ofany insurance agency in the entire state, then theres only one place to go. Stop in and see Ray Gonzalez at State Farms Insurance in Oxnard, California. They truly are as skilled in insurance as they in customer service. Ive never done a recommendation for any business except now for Ray and his staff. It was an easy decision to make because they are just that good.
Name: M*** F*****
Date: 2021-06-02 02:01:49
Rating: 5
Comment: Was looking to change my current insurance due to an increase. Called my local State Farm office. Spoke with (Velma) she was very informative and professional she explained policies to me which would be best for me.She was very thorough and easy to understand... I now have all my policies (home & auto) looking to add life insurance as well. Made it very easy to keep track. Great Service!!! Will recommend. Thank You Ray Gonzales and Team.
Name: d***** s
Date: 2021-06-02 00:17:23
Rating: 5
Comment: Ray Gonzales and his team provides the best client service out there.Ray, Velma, and Linda are very responsive and accessible. Whether it be by email, text, or call I get a response back same day.Additionally, Ray and his team are very knowledgeable. Since life insurance is not my realm of expertise, they are able to break down insurance concepts on a level that I understand and am comfortable with, and educate me on areas I had never considered (i.e umbrella policies).They are proactive as well and ensure through reviews that the policies in place are suitable to protect your family, loved ones, and assets.I know that I am paying for exactly my individual needs.Most importantly, TRUST!!From the moment you speak with Ray, you feel welcomed and that you found someone you can trust. Life Insurance is an important topic, and Im glad I found someone who I know is in my best interest. He makes you feel comfortable through the entire process, and ensures that you understand everything.Lastly, he provides service beyond insurance. Ray takes the time to ask about myself, my family, my work, and provides additional resources and connections to improve my lifestyle.I encourage everyone to meet with Ray Gonzales and the rest of the team!Truly lives up to the mantra of Like a good neighbor, State Farm is there.
Name: L* R** B*****
Date: 2021-06-01 18:12:27
Rating: 5
Comment: What can I say! Mr Ray Gonzales is the best! His goes above and beyond for his customers. He always answers your calls, emails or texts RIGHT away. He got me an incredible rate for 3 cars full coverage with 2 drivers. He came highly recommended from a friend/business partner and I have passed his information onto quite a few friends as well. I would recommend him for all of your insurance needs! Thank you Ray! Like he always says ...like a good neighbor! I wish all my neighbors were like him!La Rae Bubert, Camarillo, CA.
Name: M******** M*****
Date: 2021-05-11 01:28:34
Rating: 5
Comment: My experience with Ray has always been timely, friendly, and professional! He is trusted as the insurance provider for most of my family- we all deeply appreciate his fine character and integrity. Some notable qualities about Ray: he is very prompt when it comes to answering questions and very patient when explaining policies. Also, him and his company have been able to save my family and I significant amounts compared to other big-name insurance companies we were with prior. I would definitely and highly recommend him... 10/10.Thank you, Ray!
Name: A****** C********
Date: 2021-05-05 15:28:09
Rating: 5
Comment: Ray Gonzales has been my State Farm Agent for the past 3 years. He is thorough, patient and extremely pro-active with respect to insurance needs. I have been most pleased with his service and just another reason I have been with State Farm for the last 30 years!! I am looking forward to my continued working with State Farm in my new home location. I highly recommend Ray Gonzales as a person of utmost integrity and I will miss working with him and his office.
Name: H**** V****
Date: 2021-04-29 16:56:10
Rating: 5
Comment: Ray was immediately accessible and responsive when I was involved in a traffic accident. He facilitated the contact with the claims adjuster and the other insurance company which made the process much easier to handle. Very helpful. Update April 2021: Providing this update as Ray continues to be easily accessible and responsive to my inquiries - recently I had to have my car towed when I was out of town and he helped process the request seamlessly with the claims dept. Thank you Ray !
Name: M***** M*****
Date: 2021-04-28 19:17:00
Rating: 5
Comment: Ray Gonzales insurance continues to be the best team! Great customer service and prompt response. The team will make sure to answer all your questions. I’ve Been with them since they open (more than 5yrs) and my experience is all but great customer service! Any questions I have Ray and his team have always answer my questions the second of! I reach out and they are fast with any changes I need to make or add to my policy! Ray, thank you so much for your help and educating us when it comes to driving safe, giving advice and protecting our families! Your team is awesome!
Name: E**** M*****
Date: 2021-04-20 22:16:51
Rating: 5
Comment: My husband and I we love how efficient our agent Ray is. He’s always responding as soon as he can and tries to help us out as much as he can. Prices are the best no other insurance can compare to State Farm.!I definitely recommend getting this insurance, It’s worth every penny.
Name: E**** K******
Date: 2021-04-19 03:45:31
Rating: 5
Comment: State Farm Insurance is top notch, due to Ray and his team. They have always been responsive to my emergencies by referring me to a professional contractors to help in a moments notice, which is in his circle of trust. I also need to mention how friendly everyone is when I walk in the office and how quickly they quote my autos and properties. I highly recommend Ray Gonzales & State Farm Insurance :)
Name: A*** L****
Date: 2021-04-11 17:21:26
Rating: 5
Comment: Ray has been our State Farm agent for many years. He is one text away to answer any questions or to guide you in case you need insurance advice. He provides the best insurance value, quality, professional service that we as customers deserve. It feels as if he is our own personal advisor without going through a bunch of different people in a bunch of different departments. He serves as insurance agent for both my sister and I.
Name: S***** Q*******
Date: 2021-03-10 06:02:53
Rating: 5
Comment: Ray Gonzales is a stellar insurance agent. He is super friendly, helpful, and easy to reach. I reached out to him recently since my mileage has gone down considerably, as I’m now working from home rather than commuting 50+ miles round trip in between my home and office each work day. Because of this and State Farm’s granular mileage scale for policy rates (rather than just having low or high mileage policy rates), Ray was able to review my policy and help me save over $40 per month on my insurance policy. Thanks so much for helping me get great savings Ray!
Name: J**** U*****
Date: 2021-02-28 17:52:42
Rating: 5
Comment: Ray is a very good Guy he helps and take care of any questions you have at any time. We were referred to hem by a friend and I went to check it out. I very glad I did we his hospitality and customer service is amazing we became good friends after that. I alway recommend my friends to Ray when they are in the market for new insurance. Thank you once again Ray your the Man!!!!
Name: G S*
Date: 2021-01-29 21:16:03
Rating: 5
Comment: I have been a customer of Ray, Velma and Linda for almost 4 years. All I can say is that they got my back every single time. I am very green with insurance, so i feel comfortable that i am being guided by people who are looking out for my best interests. I couldnt be any safer knowing that i can always rely on my team. I am grateful for Ray, Velma and Linda. I couldnt ask for a better group to be a part of my finances particularly my insurance needs and coverages. Keep it up! Again, Thank you very much!
Name: J***** A
Date: 2021-01-21 22:48:35
Rating: 5
Comment: My experience with Ray was very wonderful. I came in stressed when I had to file an insurance claim and left confident that my vehicle will be fine. He is a great agent and does everything in his power to let you keep your peace of mind, 10/10 would recommend as your agent if you’re looking for insurance.
Name: J**** C
Date: 2021-01-21 15:42:46
Rating: 5
Comment: Ray Is definitely the most caring and helpful insurance professional I’ve ever interacted with! He went above & beyond to figure out home, auto and business needs for my family! He was honest and responsive. Highly recommend Ray to all friends and family.
Name: V***** S** C****
Date: 2021-01-18 17:57:22
Rating: 5
Comment: Had the opportunity to work with Ray Gonzalez. He assisted me in obtaining a Declarations Page for a particular HOA. I was having issues with the coverage on the policy and he took the time to look into and help obtain what was needed. He is very professional and very friendly over the phone. I would highly recommend Ray and his staff. Hes trustworthy and a man of his word.Thanks for your help Ray :)Vivian
Name: D M*****
Date: 2020-12-29 01:15:09
Rating: 5
Comment: Ray and his team are professional and State Farm provides the value and quality that I was looking for. Ray provided amazing individual attention. He listened and provided all the answers that made me feel that I made the correct decision in switching my home and auto policies to State Farm. Thank you Ray and your team.
Name: G******* L******
Date: 2020-12-05 00:15:47
Rating: 5
Comment: Ray has been my State Farm agent for several years. He has always been professional and and helpful when I have needed assistance or have had questions.I have called with questions on several occasions. Ray has answered all of my questions along with providing solutions.Short story coming...I had a issue with my vehicle a few months back. I had taken it to a tire shop and an employee made a mistake and damaged my car vehicle while driving into the shop. I called State Farm and I believe Ray was in a meeting at the time, so I didn’t expect to hear from him. Nonetheless, Ray had called me back within 10-15 minutes, right after his meeting was over, and helped me with a few questions I had. Much appreciated.Also, Ray is always trying to help me save money which is always nice. I like to think a lil saved cash here and there just helps with gas money.It’s always good to have the feeling that someone is on your team whenever you need help with something or just have quick questions to ask. So a big thanks to Ray @ State Farm for being my agent!GL
Name: J********* D*
Date: 2020-12-03 21:27:41
Rating: 5
Comment: Have been with State Farm for a few years and I could not say greater things from all the staff, the agent, to the service itself has all been such a wonderful experience. I walked in to this office for a life insurance quote and fast forward a few years later I still continue to be a client here. Ray the agent is extremely knowledgeable and also provided me with some great financial advice that I still put to use to this day. So if youre looking for the best & most knowledgeable agent look further more because this is the office for you.
Name: E**** A****
Date: 2020-11-15 22:04:56
Rating: 5
Comment: Ray is an amazing person. We switched our insurance to him and what a difference. He is very attentive to his clients, has great advice and is always there to help. Do yourself a favor and make sure to call him and switch. Like a good neighbor Ray is there for you..
Name: D****** T*****
Date: 2020-10-29 18:17:27
Rating: 5
Comment: Ray Gonzales and his State Farm team are so hospitable, professional, and responsive that I am virtually spoiled by their attentiveness. In regard to Rays office, my experience has been unmatched in great service compared to any auto insurance agency I may have had on the past.
Name: A** G*******
Date: 2020-09-29 03:47:31
Rating: 5
Comment: My experience with Ray Gonzales State Farm Agent has been superb. He responds quickly with assurance that my question/concern is of priority. I appreciate his friendliness and business etiquette . Hes eager to support and help in any way he can. I recommend him to friends looking for a honest and compassionate insurance agent.
Name: B**** S****
Date: 2020-09-24 03:43:53
Rating: 5
Comment: After moving to the Greater LA area and needing a dependable and responsive insurance agent, I found Ray Gonzales through Yelp. Ray is simply amazing! Ray and Velma on his support team quickly respond to my inquiries and are very attentive to my needs. I am so happy to have Ray as my State Farm agent!
Name: R*** P********
Date: 2020-09-10 22:11:05
Rating: 5
Comment: Statefarm truly stand by their motto of “like a good neighbor Statefarm is there.” That experience only gets better working with Ray Gonzalez. Ray is one of the best listeners I have ever met and because of this he gets you what is right for you and your family despite your financial situation. He has a way of making you feel more important than a commission. Ray is adept in knowledge and his craft and that provides for an experience second to none. I highly recommend Statefarm and for the absolute best package deal I recommend Ray Gonzalez - “like a good neighbor...”
Name: G****** M*****
Date: 2020-07-29 19:03:04
Rating: 5
Comment: Ray Gonzalez and his team are super friendly, professional, and extremely responsive. We have 6 policies with them and we could not be any happier. We referred our 20 year old daughter and she received a phenomenal service just like we have received over the years. We highly recommend Ray with StateFarm.
Name: K*** P*****
Date: 2020-05-23 16:03:28
Rating: 5
Comment: Ray always responds when I call him. He goes out of his way to help in any way he can. The same goes for his office staff. He hires only the best. I would recommend Ray to any of my family or friends. He has saved me multiple times in binds and does this gladly. Great agent to have.
Name: B**** B*****
Date: 2020-01-26 20:54:28
Rating: 5
Comment: Ray is a man of integrity. He has my best interest in mind. Very knowledgable regarding State Farm products. Definitely a good resource for your insurance needs. I recently got a renewal notice and spoke with Velma part of Ray’s team. I wanted to be clear if there were any changes in the policy that I needed to know about. She was very informative and reassured me that they were we’re not. Very helpful very courteous I highly recommend Ray and his team.
Name: K**** K******
Date: 2020-01-09 17:26:40
Rating: 5
Comment: I have known Ray Gonzales for over 10 years. Throughout this time Ray has been the most responsive Insurance Agent I have ever happened across. His response time is impeccable and his knowledge of this insurance market is excellent. If Ray, for some unknown reason, doesnt have an answer to something you need, he will make short work at finding out the answer and get right back to you. His rates have been very good and many of my clients buying homes have taken coverage with Ray Gonzales with State Farm.
Name: L**** A****
Date: 2020-01-06 02:43:20
Rating: 5
Comment: Ray has the most amazing customer service. Every time I need something, when I call or text, his response time is super quick. Many times it is immediate.I have never had an insurance agent that offers as good if service as Ray does. If you are looking for “the best of good neighbors”, Ray is your guy!
Name: T*** F******
Date: 2019-11-22 19:59:15
Rating: 5
Comment: My review is of the man Ray Gonzalez as the individual. I have worked with Ray in many capacities over the years and what I love about his professionalism is his honesty and integrity. These are the pillars of what Makes a good business. Regardless of any business Ray is running you know you will get superior service because he genuinely wants his clients to be taken care of. He lives for your referrals for doing great service. So if you need insurance or a referral or maybe need someone to talk to about banking this guy is your man!!!
Name: J******* G******
Date: 2019-09-29 03:29:52
Rating: 5
Comment: My husband and I started out with Ray and his team years ago with our car insurance. Ray and his team have since helped us with rental insurance and they are curenetly working on our first home insurance. They are professional, friendly and always so quick to respond with any questions we may have! They even sent me flowers once when I was sick and had to do a mold inspection in an apartment! Super thoughtful! We love working with Ray and his team!
Name: R******* Z*****
Date: 2019-07-12 00:09:49
Rating: 5
Comment: Ray was super helpful when it came to helping me choose the best policy. Ive had the pleasure of doing business with Ray for a few years now and I truly appreciate having someone take the time to explain different policies and their benefits. Would highly recommend anyone new to the insurance world to come to Ray.
Name: C****** A****
Date: 2019-05-31 18:49:27
Rating: 5
Comment: My husband and I first met Ray at a homeowners workshop and his enthusiasm and charisma blew us away so much that we chose him to handle all our renter’s, car AND life insurance policies, because he showed he genuinely cares for his clients. Every time we have a question or need more services, he and his team are so quick to please and handle our affairs whether it’s by calling, over texts, email or in-person. Customer service is top-notch and we are always made to feel welcome whenever we visit the office. If you’re looking for a dedicated and caring team to handle your insurance policies, this is the team to trust!
Name: I*** A******* H********
Date: 2019-02-27 22:07:08
Rating: 5
Comment: Ray and his team are amazing! I changed my insurance from Farmers to State Farm a few years ago, and he was able to save me money while adding a lot more services I wasn’t previously receiving. Anytime I call them, they immediately take care of my needs! Everyone is friendly and very helpful!!! I highly recommend them!!!
Name: L**** E*****
Date: 2017-07-28 15:33:26
Rating: 5
Comment: I was shopping around for auto insurance and came across this agent and after considering the reviews, I decided to give him a call -I tend to read others reviews before I buy anything! Well let me tell you something.... this insurance agent is like none Ive met before! He was extremely helpful! When I called in regards to State Farms rates, he explained everything to me with such great detail which was very helpful to me. After I purchased my auto insurance I felt great about it. BUT, the day I got in an accident I was EXTREMELY grateful for having Mr. Gonzales as my agent. State Farm does a great job BUT, Ray soared above and beyond my expectations. I called him after my accident and he walked me every step of the way even though it was his day off!! He had auto body, repair shop, a chiropractor, and a car rental place call me all the same day. I received these calls even though more than half of the companies were closed for the day. Ray made my satisfaction and well being his number one priority. I received top notch service and I would definitely recommend this Agent if you are in need of insurance! Thank you Ray! I will always recommend you to anyone that needs insurance!
Name: N**** H********
Date: 2017-06-26 19:30:41
Rating: 5
Comment: I came to Ray and his team from a recommendation. Through his help I have been able to bundle different plans to make it easier for me to have one bill instead of having multiple places to send money to. He showed me all my options when it came to life insurance and helped me save money and showed me the different plans there are out there. Aside from his services I have also received some good information for my financial future with tips and recommendations from their own personal lives. Im thankful to be a client of his!
Name: G********** B******
Date: 2015-09-05 22:50:22
Rating: 5
Comment: Ray and his team are very friendly and makes us feel very welcome every time we visit. They have helped me and my husband save over $500/yr on our auto insurance. In addition, they also set us up with a free checking and savings account with State Farm Bank. I used to pay monthly fees with Wells Fargo and now I dont pay any at all !! Ray also took the time to explain how retirement planning works and helped me setup my own IRA. I see him as our financial advisor
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Name: K C****
Date: 2024-07-02 03:26:22
Rating: 5
Comment: Ray, Gabriel and Velma look out for my best interest and how I can save money! I feel well taken care of and I truly have not felt this confident and saved money with great coverage ever! Thank you so much to all of you!!